Chhattisgarh's State Health Scheme: DKBSSY / Shaheed Veer Narayan Singh Ayushman Swasthya Yojana

Chhattisgarh runs its own state health assurance scheme layered alongside the national Ayushman Bharat PM-JAY. It was launched and consolidated as the Dr. Khoobchand Baghel Swasthya Sahayata Yojana (DKBSSY), and in 2024 the state government renamed it to Shaheed Veer Narayan Singh Ayushman Swasthya Yojana. The scheme's structure, its portal (dkbssy.cg.nic.in) and beneficiary coverage did not change with the renaming, and it is still widely searched and referred to by its earlier abbreviation, DKBSSY, so this guide uses both names.

This is not a repeat of PM-JAY, which is covered elsewhere on this site. The focus here is on what Chhattisgarh specifically adds: who qualifies beyond PM-JAY's national criteria, how much cover is available, and how to actually enrol and use it.

Coverage under Chhattisgarh's state health scheme

Figures are per family per year, as published on the scheme's official portal and independent scheme trackers. Confirm current limits at dkbssy.cg.nic.in before relying on them for a specific case.

• Priority / Antyodaya (BPL-category) ration card families — Cashless cover up to Rs 5,00,000 per family per year
• All other (APL / general) ration card families — Cover up to Rs 50,000 per family per year
• Notified rare-disease treatment, via the Mukhyamantri Vishesh Swasthya Sahayata Yojana component (medical-college referral + committee approval) — Up to Rs 20,00,000
• Families already enrolled under Ayushman Bharat PM-JAY — Continue to receive the same Rs 5,00,000 cashless cover under this state scheme

Rates shown are as per the Dr. Khoobchand Baghel Swasthya Sahayata Yojana / Shaheed Veer Narayan Singh Ayushman Swasthya Yojana, official portal, Government of Chhattisgarh (2026) and are subject to periodic revision. Always verify the latest approved rates on the official source.

What changed: DKBSSY's rename

The Chhattisgarh government's integrated state health scheme was originally rolled out as the Dr. Khoobchand Baghel Swasthya Sahayata Yojana (DKBSSY), bringing several older state health-assistance programs under one cashless-treatment scheme administered through a single portal.

In 2024, the state government renamed the scheme to Shaheed Veer Narayan Singh Ayushman Swasthya Yojana. Based on Chhattisgarh news coverage of the change and the scheme's own portal (which now displays the new name), this was a renaming rather than a restructuring: the portal address, the enrolment process, the empanelled-hospital network and the coverage amounts were not altered by it.

Who is eligible

Eligibility runs on ration-card category rather than a separate income test. Any family that is a permanent resident of Chhattisgarh and holds a ration card issued by the state's Food, Civil Supplies and Consumer Protection department qualifies for some level of cover, and the level depends on the card category: Priority and Antyodaya (BPL-equivalent) cardholders get the higher Rs 5 lakh cashless cover, while other (APL/general) ration-card families get the Rs 50,000 cover.

Families that are already Ayushman Bharat PM-JAY beneficiaries remain eligible and continue to receive their Rs 5 lakh cashless cover, now delivered through this state scheme rather than being a separate claim to track.

• Permanent resident of Chhattisgarh
• Family listed in the state ration-card database (Antyodaya, Priority, or other category)
• No separate income ceiling in addition to ration-card category
• Existing PM-JAY beneficiary families remain covered

How to enrol and use the scheme

Registration is done through an Ayushman Mitra, a scheme facilitator posted at empanelled hospitals and health facilities, who verifies the family's ration card against the state database and issues an individual e-card for each family member.

Beneficiaries can check family and beneficiary status and look up the empanelled hospital list on the scheme portal, dkbssy.cg.nic.in. At the time of hospitalisation, presenting the ration card (or the e-card, once issued) at an empanelled government or private hospital allows for cashless treatment against the scheme's package rates, in the same manner as PM-JAY cashless treatment.

How it works alongside Ayushman Bharat PM-JAY

PM-JAY provides a Rs 5 lakh family-floater cover nationally, but only to families identified as deprived under the SECC 2011 database. Chhattisgarh's state scheme removes that restriction for its own residents: it extends the same Rs 5 lakh cashless benefit to all Priority and Antyodaya ration-card families in the state, not only the subset listed in SECC, and adds a Rs 50,000 cover for other ration-card families who would not qualify for PM-JAY at all.

Combined with a linked fund, the Mukhyamantri Vishesh Swasthya Sahayata Yojana, which can cover specified rare or critical illnesses up to Rs 20 lakh (gated by a government medical-college referral and committee approval), the net effect is that Chhattisgarh residents get PM-JAY-equivalent or higher cashless hospitalisation cover regardless of whether their family appears on the national SECC list — which is the specific gap this state scheme is designed to fill.

Frequently Asked Questions

Is DKBSSY the same scheme as Ayushman Bharat PM-JAY?

No. PM-JAY is the central government's scheme, limited to families identified under the SECC 2011 database. DKBSSY (now renamed Shaheed Veer Narayan Singh Ayushman Swasthya Yojana) is Chhattisgarh's own state scheme, which extends the same Rs 5 lakh cashless cover to all Priority/Antyodaya ration-card families in the state regardless of SECC listing, plus a smaller cover for other ration-card families. Existing PM-JAY beneficiaries keep their Rs 5 lakh cover through this state scheme.

Has DKBSSY been renamed?

Yes. In 2024 the Chhattisgarh government renamed the scheme to Shaheed Veer Narayan Singh Ayushman Swasthya Yojana. The portal address (dkbssy.cg.nic.in), enrolment process and coverage amounts did not change; many people and hospitals still refer to it by the earlier name and abbreviation, DKBSSY.

How much cover do I get under Chhattisgarh's state health scheme?

Priority and Antyodaya ration-card families get cashless cover up to Rs 5 lakh per family per year. Other ration-card-holding families get cover up to Rs 50,000 per year. Certain notified rare diseases can be covered up to Rs 20 lakh with a government medical-college referral and committee approval.

Who is eligible for the scheme?

Any family that is a permanent resident of Chhattisgarh and holds a valid ration card issued by the state government. There is no separate income test; the cover amount depends on the ration-card category (Antyodaya/Priority versus other).

How do I enrol in the scheme?

Registration is done through an Ayushman Mitra at an empanelled hospital, who verifies your ration card against the state database and issues an e-card for each family member. You can also check beneficiary status and the empanelled hospital list at dkbssy.cg.nic.in.

Can the scheme be used at a private hospital?

Yes. Treatment is cashless at both empanelled government and private hospitals under the scheme, in the same way as PM-JAY cashless treatment.

Related

• OPD Appointment at AIIMS Raipur: A Patient Guide
• OPD Appointment at CIMS Bilaspur: A Patient Guide
• How to find an Ayushman Bharat (PM-JAY) hospital near you
• Ayushman Bharat PM-JAY eligibility check
• Government hospital OPD appointment guides in Chhattisgarh

Medical Disclaimer

The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.

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