Blog Archive — Page 33
Pre-Existing Disease Waiting Period in Health Insurance: India Guide
A comprehensive guide to the pre-existing disease (PED) waiting period in Indian health insurance, explaining the 2024 IRDAI rule changes, portability, and the moratorium period.
Maternity Cover in Health Insurance: Waiting Period & Sub-Limits
Planning a family? Understand the maternity cover in health insurance waiting period in India, how sub-limits cap payouts, and what is actually covered.
Family Floater vs Individual Health Insurance for Parents: A Guide
A detailed comparison of including parents in a family floater plan versus buying a separate senior citizen policy, covering premium costs, sum insured risks, and tax benefits under Section 80D.
Health Insurance Claim Rejected Reasons for Seniors in India
A comprehensive guide for Indian families on the specific, documented grounds for health insurance claim rejection for senior citizens, and the official escalation path for wrongful denials as per IRDAI regulations.
Co-payment in Health Insurance: Room Rent Limits & Sub-limits Explained
A detailed guide for Indian families on understanding how co-payment, room rent limits, proportionate deductions, and disease-wise sub-limits in health insurance policies for senior citizens can significantly reduce the final claim amount. Includes a worked example and explains policyholder rights under the latest IRDAI regulations.
IRDAI Age Limit for Health Insurance: A 2024 Senior's Guide
A detailed guide for Indian families on the 2024 IRDAI regulation that removed the maximum entry age for health insurance. Learn what this means for applicants aged 65, 70, or older, and how insurers can still apply underwriting criteria.
Senior Citizen Health Insurance in India: Ages 60, 70 and 75+
What is actually available to an Indian buyer aged 60, 70 or 75+ — how premiums are priced by age, what IRDAI now entitles older buyers to, and the free 70+ government route.
Health Insurance in India: The Complete Guide
The hub for health insurance in India — how cover is priced, what the regulator entitles you to, what government schemes pay for, and how claims and portability work.
Mediclaim for Senior Citizens in India: A 2024 Guide
A guide for Indian families on what a 'mediclaim' policy for senior citizens actually is, what it covers, its limitations like co-payments, and recent regulatory changes.
Medical Insurance Premium for Senior Citizens: A Calculation Guide
A detailed guide explaining the calculation of medical insurance premiums for senior citizens in India, based on factors like age, sum insured, city, and health conditions. This article helps families understand the components of their health insurance premium and how to manage costs.
Health Insurance for Parents Above 75 Years in India: A Guide
A detailed guide on securing health coverage for parents aged 75 and above in India, explaining the impact of new regulations, government schemes like PM-JAY, and practical alternatives.
Health Insurance for Above 70 Years in India: A Guide
A comprehensive guide for Indian citizens on the available health insurance for above 70 years in India, including the universal Ayushman Bharat entitlement and the rules for purchasing new private medical insurance policies.
Health Insurance for Senior Citizens in India: A 2026 Guide
A comprehensive guide to health insurance for senior citizens in India, covering new IRDAI rules from 2024, premium estimates for ages 60+, tax benefits under Section 80D, and the free Ayushman Bharat scheme for those over 70.
Health Insurance Claims and Portability in India
The claim stage explained — cashless versus reimbursement mechanics, IRDAI settlement timelines, rejection grounds and the appeal route, and portability credit rules.
Employer, ESIC and Salaried Health Insurance in India
How salaried employees in India are actually covered — the gaps in employer group insurance, ESIC contribution rules, and why a personal policy still matters.
Government Health Schemes vs Private Insurance in India
A comparison of India's government health schemes and private insurance — real cover amounts, documented exclusions, and how to hold and use both without wasting either.
Health Insurance for NRIs and Their Families in India
How an NRI arranges Indian health cover — for resident parents, for visits home, and for a permanent return — including who can be the proposer and how premiums are paid.
Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu: A Complete Guide
A detailed guide to the Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu, which is integrated with Ayushman Bharat (PM-JAY). This article covers eligibility criteria, the enrollment process, benefits, and how to avail cashless treatment at empanelled hospitals.
Health Insurance for Parents in India: A Guide for NRIs
For NRIs, learn how to navigate health insurance for your parents in India. This guide covers plan selection, coverage, and the process of buying from abroad.
Cashless vs Reimbursement Claim in Health Insurance: A Guide
A detailed guide for Indian families on the difference between cashless and reimbursement health insurance claims, including IRDAI's 2024 rules on timelines, required documents, and the new 'Cashless Everywhere' facility.
Pravasi Bharatiya Bima Yojana (PBBY): A Guide for Indian Workers Abroad
A comprehensive guide to the Pravasi Bharatiya Bima Yojana (PBBY), a mandatory insurance scheme for Indian emigrant workers with ECR passports. Learn about premiums, coverage amounts, claims, and benefits for families in India.
Cashless Approval for Hernia Surgery: Documents and Timeline
A simple patient guide to cashless approval for hernia surgery: documents and timeline, including documents, costs and questions to ask.
NRI Guide: Health Insurance for Parents in India
A comprehensive guide for Non-Resident Indians (NRIs) on purchasing, maintaining, and managing health insurance policies for their parents residing in India. This article details the process, regulatory framework, key policy features for senior citizens, and how to provide claim support from abroad.
Does Health Insurance Cover C-Section? Cashless Claim Guide
A simple patient guide to does health insurance cover c-section? cashless claim guide, including documents, costs and questions to ask.